The Financial Peace Planner: A Step-by-step Guide To Restoring Your Family's Financial Health

The bestselling author and nationally syndicated radio host of "The Money Game" has helped thousands through his 12-week financial planning program. His workbook format allows readers to frequently assess their progress and to face their situation honestly by using the questionnaires and fill-in charts throughout the book--the most valuable purchase a debt-ridden reader could ever make.

Dave Ramsey knows what it's like to have -- and to lose -- it all. By age 26 he had accumulated a personal real estate portfolio worth over $4 million; by age 30, he was so far into debt he was forced to declare personal bankruptcy. Ramsey rebuilt his financial life -- and now he offers his hard-won advice, and much-needed hope, to the many Americans who find themselves in serious debt and are desperately looking for a way out.

There are no gimmicks or quick fixes to Ramsey's method of financial salvation. Instead he encourages readers to take "baby steps", set realistic goals, and seek the support of family and friends. Ramsey's advice is easy to follow, and, because he's been there, he doesn't talk down to his audience. His workbook format allows readers to frequently assess their progress and, most important, to face their situation honestly, using the questionnaires and fill-in charts throughout the book. Like any regimen, achieving financial peace requires patience and hard work. But the benefits -- even if it only means being able to sleep at night, answer the telephone, or balance the checkbook without stress -- are well worth the effort. Ramsey even provides information on how to grow your wealth and provide for a comfortable retirement once the debt is eradicated. Laced with inspirational insights that come from personal experience, The Financial Peace Planner may be the most valuable purchase a debt-ridden reader could ever make.