Personal Finance (with Student Cd)

Part I Planning Your Personal Finances

Ch. 1 Personal Financial Basics and the Time Value of Money

Appendix: The Time Value of Money

Ch. 2 Financial Aspects of Career Planning

Appendix: Resumes, Cover Letters, and Interviews

Ch. 3 Money Management Strategy: Statements and Budgeting

Ch. 4 Planning Your Tax Strategy

Part II Managing Your Personal Finances

Ch. 5 Financial Services: Savings Plans and Payment Accounts

Ch. 6 Introduction to Consumer Credit

Ch. 7 Choosing a Source of Credit: The Cost of Credit Alternatives

Part III Making Your Purchasing Decisions

Ch. 8 Consumer Purchasing Strategies and Legal Protection

Ch. 9 The Housing Decision: Factors and Finances

Part IV Insuring Your Resources

Ch. 10 Property and Motor Vehicle Insurance

Ch. 11 Health, Disability, and Long-Term Care Insurance

Ch. 12 Life Insurance

Part V Investing Your Financial Resources

Ch. 13 Investing Fundamentals

Ch. 14 Investing in Stocks

Ch. 15 Investing in Bonds

Ch. 16 Investing in Mutual Funds

Ch. 17 Investing in Real Estate and Other Investment Alternatives

Part VI Controlling Your Financial Future

Ch. 18 Starting Early: Retirement Planning

Ch. 19 Estate Planning

Appendixes

A. Financial Planners and Other Financial Planning Information Sources

B. Consumer Agencies and Organizations

Personal Financial Planner

Endnotes

Index