The bag is value for money. The material is quite elegant along with the color. It gives a very subtle look to your outfit. Goes great with Jeans and tee, suits, kurti, but won't recommend it with lehanga or saree.
It does have a chained pocket on the outside but no money pocket in the inside. Has two small pockets without chains and a dedicated place for laptop with is okayishly padded.
If you are looking for something spacious and simple looking, go for this. Won't recommend to a college ...