Crown Publishing Index Me (Paperback, SACHIN VASANT PADHYE)

Index Me is a book primarily focused on index fund investing in India, written especially for middle-class families, salaried employees, and young adults who are beginning their financial journey after the age of 18. The purpose of this book is not to encourage speculation, day trading, or unrealistic dreams of overnight wealth, but instead to introduce readers to a calmer, disciplined, and long-term approach to investing through index funds and passive investing. This book is heavily inspired by the philosophy and teachings of John C. Bogle, whom the author personally considers his investing guru. Throughout the book, readers will come across several direct quotes, ideas, and factual references taken from Bogle’s books, speeches, interviews, and especially from The Little Book of Common Sense Investing. Many of these examples originally use American dollar figures, statistics, and references from the United States market. These figures are presented mainly as examples and educational references to explain broader investing principles and should not always be interpreted literally or identically within the Indian market. At the same time, because this book is written and published primarily for Indian readers, it also includes examples, explanations, fund references, and investment discussions related specifically to India and the Indian mutual fund industry. However, the core philosophy of index investing remains universal. Whether a reader is from India, Australia, New Zealand, the United Kingdom, Ireland, the United States, Canada, South Africa, or anywhere else in Asia or the English-speaking world, the fundamental principles of low-cost investing, diversification, patience, discipline, and long-term wealth creation remain largely the same. This book does not merely repeat the words of John C. Bogle. Alongside Bogle’s original ideas and quotations, the author has added his own interpretations, explanations, practical observations, and additional commentary to simplify these concepts for ordinary readers. The goal is to bridge the gap between complex financial language and the everyday realities of middle-class households, young professionals, and first-time investors who may feel intimidated by the world of investing. Ultimately, Index Me is written for ordinary people — especially those who work hard at regular jobs, support families, save carefully, and wish to build long-term financial stability without constantly chasing market predictions or speculative trends. The book encourages readers to think beyond short-term excitement and instead focus on patience, consistency, and ownership of the broader market through index funds. --- Disclaimer: Some numerical figures, market statistics, minimum investment amounts, fund-related information, dates, regulations, expense ratios, or other factual references mentioned in this book are based on the latest available information at the time of writing and publication. Such information may change over time due to market conditions, regulatory updates, inflation, policy changes, or revisions by financial institutions and fund houses. Readers are encouraged to verify the latest information independently before making financial decisions. The examples and references provided in this book are intended for educational and informational purposes only and should not be treated as guaranteed or permanently fixed data.