This book is a part of the course for Urban Co-operative Banks (UCBs) and covers all laws pertaining to UCBs. The book has an added advantage in that it covers all laws that generally apply to banks in India and in addition it covers those laws that are specific to UCBs. Other than laws, the book’s coverage includes the principles governing co-operative banking and then looks at the various laws that govern co-operative banking in India. It also looks at the various structures of co-operative banking institutional structure and also the salient features of the Multi State Co-operative Societies’ Act. Though this book has been written with the examination for UCBs in mind, it would be useful to anybody who is interested in knowing more about UCBs.
Table of Contents Module A 1.Laws and Rules relating to Cooperative Banks 2. Brief Overview of the Structure of Cooperative Credit Institutions 3. Salient features of Multi-State Cooperative Societies Act, 1984 Module B 4. Cases Laws on Responsibility of Paying/ Collecting Banker 5. Cases Laws on Responsibility of Collecting Bank 6. Indemnities 7. Bank Guarantees 8. Laws Relating to Bill Finance 9. Deferred Payment Guarantees 10. Letters of Credit 11. Various types of Securities 12. Law relating to Securities and Modes of Charging-I 13. Law relating to Securities and Modes of Charging-II 14. Registration of Firms and Incorporation of Company 15. Registration and Satisfaction of Charges 16. Provisions relating to Securities Module C 17. Provisions of Bankers’ Book Evidence Act, 1891 18. Special Provisions of Recovery of Debts Due to Banks and Financial Institutions Act, 1993 19. Tribunals and Appellate Tribunals 20. Securitization & Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. 21. The Consumer Protection Act, 1986 22. Banking Ombudsman