Illustration 1

Category Wise items	Cart Value	Max Discount per card with HDFC Bank Credit Cards & Credit/Debit EMI	Max Discount per card with HDFC Bank Debit Card
Lifestyle	8,000	800	217
Mobile	5000	500	217
Grocery	1499	150	65
Total	14499	1450	500

If I purchase Lifestyle items and Mobile each for more than or equal to INR 4999, and Grocery for more than or equal to INR 1499, will I get a 10% HDFC Bank discount on all the products?

• Yes, if items from all categories meet the minimum entry hurdle individually then you will get a 10% HDFC Bank discount on all products. (please refer illustration 1)

If I meet the minimum cart value criteria for all items, what is the maximum HDFC Bank discount i am eligible for?

• If the entry hurdle is met for all items, then the maximum discount per card with HDFC Bank Credit Cards & Credit/Debit EMI transactions is INR 1500 and with HDFC Bank Debit Card transactions is INR 500

Illustration 2

Items	Cart Value	Max Discount per card with HDFC Bank Credit Cards & Credit/Debit EMI	Max Discount per card with HDFC Bank Debit Card
Furniture	4,000	NA	NA
Mobile	8000	750	385
Grocery	1499	150	115
Total	13499	900	500

If i purchase items from any category (excl Mobile or Grocery) for less than Rs. 4999, will I still get the 10% HDFC Bank discount?

• No, the cart value of items from any category (Excl Mobile or Grocery) should be more than or equal to Rs. 4999 to avail HDFC Bank discount. (please refer illustration 2)

If I purchase a Mobile for RS. 8000, will I get a HDFC Bank discount of Rs. 800?

• No, maximum discount with HDFC Bank Credit Cards & Credit/Debit EMI transactions on Mobiles is 10% up to Rs. 750 and with HDFC Bank Debit Card transactions is INR 500

Illustration 3

Items	Cart Value	Max Discount per card with HDFC Bank Credit Cards & Credit/Debit EMI	Max Discount per card with HDFC Bank Debit Card
Sports & Nutrition	7,500	750	385
Mobile	4000	NA
Grocery	1499	150	115
Total	12999	900	500

If I purchase a Mobile for less than Rs. 4999, will I be eligible for the 10% HDFC Bank discount on Mobile?

• No, cart value of Mobile should be more than Rs. 4999 to avail HDFC Bank discount on Mobile (please refer illustration 3)

If I purchase a mobile for less than Rs. 4999, can I get the 10% HDFC Bank discount on other items in my cart?

• Yes, if the cart value of other items (Excl Grocery and Mobile) is more than or equal to Rs. 4999 and the cart value for Grocery items is more than or equal to Rs. 1499 then you are eligible for 10% up to INR 1500 with HDFC Bank Credit Cards & Credit/Debit EMI transactions and up to INR 500 with HDFC Bank Debit Card transactions

Illustration 4

Items	Cart Value	Max Discount per card with HDFC Bank Credit Cards & Credit/Debit EMI	Max Discount per card with HDFC Bank Debit Card
laptop	10,000	1000	250
Mobile	5000	500	250
Grocery	1000	NA
Total	16000	1500	500

If my cart value for Grocery is less than Rs. 1499, will I get the 10% HDFC Bank discount on Grocery?

• No, if your cart value for Grocery items is less than Rs. 1499 then you are not eligible for 10% HDFC Bank discount on Grocery purchases. (please refer illustration 4)