Illustration 1

Category Wise items

Cart Value

Max Discount per card

with CC & CC/ DC EMI

Lifestyle

5500

550

Mobile

5000

500

Grocery

2000

200

Total

12500

1250

If I purchase Lifestyle items and Mobile each for more than or equal to INR 5000, and Grocery for more than or equal to INR 2000, will I get a 10% HDFC Bank discount on all the products?

  • Yes, if items from all categories meet the minimum entry hurdle individually then you will get a 10% HDFC Bank discount on all products. (please refer illustration 1)

If I meet the minimum cart value criteria for all items, what is the maximum HDFC Bank discount I am eligible for?

  • If the entry hurdle is met for all items, then the maximum discount per card with HDFC Bank Credit Cards & Credit/Debit EMI transactions is INR 1250.

Illustration 2

Items

Cart Value

Max Discount per card

with CC & CC/ DC EMI

Furniture

4,000

NA

Mobile

11000

1000

Grocery

2000

200

Total

17000

1200

If I purchase items from any category (excl Mobile or Grocery) for less than Rs. 5000, will I still get the 10% HDFC Bank discount?

  • No, the cart value of items from any category (Excl Mobile or Grocery) should be more than or equal to Rs. 5000 to avail HDFC Bank discount. (please refer illustration 2)

If I purchase a Mobile for RS. 11000, will I get a HDFC Bank discount of Rs. 1100?

  • No, maximum discount with HDFC Bank Credit Cards & Credit/Debit EMI transactions on Mobiles is 10% up to Rs. 1000

Illustration 3

Items

Cart Value

Max Discount per card

with CC & CC/ DC EMI

Sports & Nutrition

7,500

750

Mobile

4000

NA

Grocery

2000

150

Total

13500

900

If I purchase a Mobile for less than Rs. 5000, will I be eligible for the 10% HDFC Bank discount on Mobile?

  • No, cart value of Mobile should be more than Rs. 5000 to avail HDFC Bank discount on Mobile (please refer illustration 3)

If I purchase a mobile for less than Rs. 5000, can I get the 10% HDFC Bank discount on other items in my cart?

  • Yes, if the cart value of other items (Excl Grocery and Mobile) is more than or equal to Rs.5000 and the cart value for Grocery items is more than or equal to Rs. 2000 then you are eligible for 10% up to INR 1250 with HDFC Bank Credit Cards & Credit/Debit EMI transactions.

Illustration 4

Items

Cart Value

Max Discount per card

with CC & CC/ DC EMI

Laptop

10,000

833

Mobile

5000

417

Grocery

1000

NA

Total

16000

1250

If my cart value for Grocery is less than Rs. 2000, will I get the 10% HDFC Bank discount on Grocery?

  • No, if your cart value for Grocery items is less than Rs. 2000 then you are not eligible for 10% HDFC Bank discount on Grocery purchases. (please refer illustration 4)
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