Illustration 1

Category Wise items	Cart Value	Max Discount per card with CC & CC/ DC EMI	Max Discount per card with DC
Lifestyle	5500	550	220
Mobile	5000	500	200
Grocery	2000	200	80
Total	12500	1250	500

If I purchase Lifestyle items and Mobile each for more than or equal to INR 5000, and Grocery for more than or equal to INR 2000, will I get a 10% HDFC Bank discount on all the products?

• Yes, if items from all categories meet the minimum entry hurdle individually then you will get a 10% HDFC Bank discount on all products. (please refer illustration 1)

If I meet the minimum cart value criteria for all items, what is the maximum HDFC Bank discount I am eligible for?

• If the entry hurdle is met for all items, then the maximum discount per card with HDFC Bank Credit Cards & Credit/Debit EMI transactions is INR 1250 and with HDFC Bank Debit Card transactions is INR 500

Illustration 2

Items	Cart Value	Max Discount per card with CC & CC/ DC EMI	Max Discount per card with DC
Furniture	4,000	NA	NA
Mobile	11000	1000	357
Grocery	2000	200	143
Total	17000	1200	500

If I purchase items from any category (excl Mobile or Grocery) for less than Rs. 5000, will I still get the 10% HDFC Bank discount?

• No, the cart value of items from any category (Excl Mobile or Grocery) should be more than or equal to Rs. 5000 to avail HDFC Bank discount. (please refer illustration 2)

If I purchase a Mobile for RS. 11000, will I get a HDFC Bank discount of Rs. 1100?

• No, maximum discount with HDFC Bank Credit Cards & Credit/Debit EMI transactions on Mobiles is 10% up to Rs. 1000 and with HDFC Bank Debit Card transactions maximum discount is up to INR 500.

Illustration 3

Items	Cart Value	Max Discount per card with CC & CC/ DC EMI	Max Discount per card with DC
Sports & Nutrition	7,500	750	395
Mobile	4000	NA	NA
Grocery	2000	150	105
Total	13500	900	500

If I purchase a Mobile for less than Rs. 5000, will I be eligible for the 10% HDFC Bank discount on Mobile?

• No, cart value of Mobile should be more than Rs. 5000 to avail HDFC Bank discount on Mobile (please refer illustration 3).

If I purchase a mobile for less than Rs. 5000, can I get the 10% HDFC Bank discount on other items in my cart?

• Yes, if the cart value of other items (Excl Grocery and Mobile) is more than or equal to Rs.5000 and the cart value for Grocery items is more than or equal to Rs. 2000 then you are eligible for 10% up to INR 1250 with HDFC Bank Credit Cards & Credit/Debit EMI transactions and up to INR 500 with HDFC Bank Debit Card transactions.

Illustration 4

Items	Cart Value	Max Discount per card with CC & CC/ DC EMI	Max Discount per card with DC
Laptop	10,000	833	333
Mobile	5000	417	167
Grocery	1000	NA	NA
Total	16000	1250	500

If my cart value for Grocery is less than Rs. 2000, will I get the 10% HDFC Bank discount on Grocery?

• No, if your cart value for Grocery items is less than Rs. 2000 then you are not eligible for 10% HDFC Bank discount on Grocery purchases. (please refer illustration 4)