- Dr B. Yerram Raju is a distinguished banker-turned economist and management consultant with five and half decades of multisector experience (Agriculture, MSMEs, Banking—Commercial and Cooperative, Corporate Governance, teaching and training). He is currently the Adviser, Telangana Industrial Health Clinic Ltd, Government of Telangana. He was former Regional Director, PRMIA, Wilmington, De (Hyderabad Chapter) and also consultant on Cooperative Reforms in Banking and Cooperative Law. Raju was with the State Bank of India for nearly three decades. He has taught in various prestigious academic institutions like LBSNAA, ASCI, IDRBT, NIRD etc. He was Expert Member of two RBI committees on SMEs (2005) and Cooperatives (2012). He was also Member of the Jury for the Asia Pacific Bankers' Congress at Manila in 2004, and 2005 on SME sector. He was a short-term consultant on World Bank, GTZ, FNF, UNIDO and UNDP.