Table of Contents | - "MODULE A : INDIAN FINANCIAL SYSTEM
Indian Banking System, RBI Act, 1934 and Functions of RBI, Role of Money Markets, Debt Markets & Forex Market, Mutual Funds & Insurance Companies, Bancassurance & Irda, Risk Management, Basel Accords.
MODULE B : FUNCTIONS OF BANK
Customer Service in Bank, Anti-money Laundering (AML) Standards & Know Your Customer (KYC) Norms 2019, Opening Accounts of Various Types of Customers, Various Deposit Products and Services, Nomination Facility in Bank Account and Claim Settlement for Deceased Accounts, Negotiable Instruments Act 1881, Banker-Customer Relationship, Payment & Collection of Cheques, Ancillary Services (DD, NEFT, RTGS, EBT, SDV Lockers, Govt. Business), RBI Clean Note Policy, Know Your Bank Notes & RBI Note Refund Rules, Financial Inclusion & Financial Literacy, Preventive Vigilance in Banks, Frauds Classification & Reporting In Bank, Security Measures In Electronic Banking, BCSBI & Fair Practices Code For Debt Collection 2018, Consumer Protection Act, 2019, Banking Ombudsman Scheme, The Right to Information Act, 2005.
MODULE C : CREDIT MANAGEMENT IN BANK
Types of Credit Facilities, Customer Due-diligence & Credit Monitoring, CIBIL, Credit Information Companies (CICS) In India & RBI Default List, Principles Of Lending, Working Capital Assessment And Repo Based Lending Rate (RBLR), Priority Sector Lending, Micro, Small and Medium Enterprises (MSME) & CGTMSE, Credit Cards, Home Loans, Personal Loans, Consumer Loans, Agricultural Finance, Government Sponsored Schemes, Self Help Groups, Bank Guarantees and Indemnities, Letters of Credit, Factoring, Forfaiting Services and Forward Exchange Contract, Laws Relating to Bill Finance, Documentation, The Law of Limitation, Types of Securities and Their Characteristics, Types of Charges on Securities in Loan Accounts.
MODULE D : ACCOUNTING SYSTEMS IN BANK
Basic Accountancy Procedures, Depreciation and its Accounting, Calculation of Interest and Annuities, Bond and calculation of YTM, Capital Budgeting, Foreign Exchange Arithmetic, Bank Reconciliation Statement, Balance Sheet Equation, Preparation of Final Accounts, Ratio Analysis, Final Accounts of Banking Companies.
MODULE E : NPA MANAGEMENT AND RECOVERY MECHANISM IN BANK - IRAC Norms And Non-performing Assets, Redflagged Accounts (RFA), Wilful Defaulters & Non-cooperative Borrowers, Recovery of Debts Due to Banks And Financial Institutions Act, 1993 (DRT Act), The Legal Services Authorities Act, 1987 (Lok Adalats), SARFAESI Act, 2002 and CERSAI, The Insolvency and Bankruptcy Code, 2016.
MODULE F: BANKING TECHNOLOGY
Essentials of Bank Computerization, Role of Technology Upgradation And Its Impact On Banks, Payment Systems and Electronic Banking, Data Communication Network and EFT Systems."
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