“Banking is necessary, but banks are not,” Bill Gates, business magnate and philanthropist, once
said. That is the theme of our book, ‘Banking in India: An Analysis’. This Book, provides an
in-depth study of the highly specialised branch of banking law. Various elements of banking law
such as regulation of banks, bank and customer relationships, lending activities of banks and
recovery of loans, remittance activities of banks, including digital payments are thoroughly
discussed. It contains up-to-date statutes, case law and RBI Master Circulars, Guidelines and
Directions as well as other related Circulars and Press Releases are the part of this book. The
book is written in simple language, provides up-to-date coverage of material and associated
research, and filled with examples to support material presented. This book is useful for
undergrad and graduate students, professionals, and anyone looking to gain a solid foundation to
continue their learning of dynamic banking environment.