Flipkart Axis Bank Credit Card - Frequently Asked Questions

What is Flipkart Axis Bank Credit Card?

Flipkart Axis Bank Credit Card (“Card”) is a credit card issued by Axis Bank in association with Flipkart Internet Pvt Ltd. (Flipkart) to you (“Customer”). You can use the Card for all your purchases, both on and outside Flipkart, and earn cashback that will be credited to your Credit Card account.

What are the key benefits of Flipkart Axis Bank Credit Card?

Key Benefits -

• 5% cashback on spends on Flipkart up to Rs. 4000 per statement quarter
• 7.5% cashback on spends on Myntra up to Rs. 4000 per statement quarter
• 5% cashback on Cleartrip up to Rs. 4000 per statement quarter
• 4% unlimited cashback on spends on Swiggy, Uber, PVR and CultFit
• 1% unlimited cashback on all other spends*
• 1% fuel surcharge waiver up to Rs. 400 per month (valid on transactions between Rs. 400 & Rs. 4000 only

Cashback will be valid on the websites, m-sites as well as mobile applications of Flipkart, Myntra and Cleartrip excluding Flipkart Health

Cashback shall not be eligible for following spends/transactions on the card - purchase of gift cards on Flipkart & Myntra, EMI transactions, purchases converted to EMI post-facto, cash advances, payment of outstanding balances, payment of card fees and other card charges, and transactions done on MCC categories that have been excluded from cashback eligibility.

The following Merchant categories have been excluded from cashback eligibility –

• Utility Services
• Telecom
• Fuel
• Clock, Jewellery, Watch and Silverware Stores
• Insurance Services
• Financial Institutions
• Rental Payments
• Wallet load transactions
• Educational transactions
• Government transactions

Welcome Benefit:

• Customers new to Swiggy can avail 50% discount up to Rs. 100 on their first transaction using the code AXISFKNEW

Dining Delight offer

• EazyDiner Non-Prime Member: 15% Discount up to Rs. 500
• EazyDiner Prime Member: Membership discount + 15% Discount up to Rs. 500

How does the customer get Rs 1,250 worth of Gift Voucher?

Limited Period Offer

• Flipkart Customers who submit their Flipkart Axis Bank Co-branded Credit Card application through the Flipkart App, website or m-site during the offer period, get approved and use the received Credit Card for making the first transaction on Flipkart within 30 days of card approval by Axis Bank , will be eligible to get a unique Cleartrip coupon code worth Rs 500 and an additional Flipkart Gift Card worth Rs 500. The first transaction on Flipkart has to be made on the Flipkart account linked to the card holders' mobile number to be eligible for both vouchers.
• The unique Cleartrip coupon code will be made available on the Flipkart Axis Bank Credit Card console within 30 days from the date of first transaction. On your Flipkart app, go to My Account - Flipkart Axis Bank Credit Card section to access the Credit Card Console.
• The Flipkart EGV of Rs. 500 will be added to the eligible customers wallet and they will be notified via SMS.
• Cleartrip Coupon Offer Period : 24th July 2024 onwards.
• Additional Flipkart Gift Card Offer Period : 18th April 2025 onwards
• Click here for detailed terms and conditions

Activation Offer :
Additionally, Flipkart Axis Bank Credit Card is equipped with an Activation benefit whereby a Flipkart gift card worth Rs 250 shall be provided by Axis Bank to eligible customers via an SMS upon activation of the Card (i.e. first transaction by the customer using the Flipkart Axis Bank Credit Card on any merchant ) on transaction settlement.

What are the joining/annual charges applicable for this Card?

• Please note that a joining fee and annual fee of Rs. 500 + taxes is applicable.
• The joining fee would be charged in the first month’s statement of the Customer.
• The annual fee (applicable 2nd year onwards) would be waived off if you spend Rs. 3.5 lakh with the Card within a year.

What is a statement quarter?

• A customer can earn Rs. 4,000 cashback per statement quarter across each merchant, - Flipkart, Myntra and Cleartrip

• Statement quarter is defined based on your statement date. For e.g. if your statement date is 15th of every month, then:

  • 1st Quarter: 16th March-15th June
  • 2nd Quarter: 16th June-15th September
  • 3rd Quarter: 16th September-15th December
  • 4th Quarter: 16th December-15th March

Below is an illustration of the cashback that can be earned in the calendar quarter April-June:

	Merchant	Transaction amount (in INR)	Cashback %	Cashback earned (in INR)
16 March- 15 April	Flipkart	20,000	5%	1,000
Cleartrip	0	5%	0
Myntra	3,000	7.5%	225
16 April- 15 May	Flipkart	40,000	5%	2,000
Cleartrip	90,000	5%	4,000*
Myntra	1,000	7.5%	75
16 May- 15 June	Flipkart	30,000	5%	1,000
Cleartrip	6,000	5%	0
Myntra	2,000	7.5%	150

Statement Quarter	Merchant	Total Cashback earned (in INR)
16 March- 15 June	Flipkart	4,000
Cleartrip	4,000*
Myntra	450

* 5% Cashback earned on spends on Flipkart in June is INR 1,000 as the maximum cashback that can be earned in a calendar quarter for spends on this merchant is INR 4,000.

** 5% Cashback earned on spends on Cleartrip in May is INR 4,000 as the maximum cashback that can be earned in a calendar quarter for spends on this merchant is INR 4,000.

Can I transfer ownership of my Flipkart Axis Bank Credit Card?
No, ownership of the credit card cannot be transferred

How will I get the PIN (Personal Identification Number) on the card?
There are multiple ways to generate your Credit Card PIN. Please visit the below link and go to the ‘Generate Credit Card Pin’ section: https://www.axisbank.com/retail/cards/credit-card/useful-links/credit-card-authentication

I want to know the CVV number on the card?
Once the physical Card is delivered to you, the CVV number is available behind your Card. You can also see your card number, expiry and CVV on the Axis Mobile Banking app in the Credit Cards section once your card is approved.

Disclaimer: Please do not disclose your PIN or CVV to anyone else. In case your card is misused, Bank or Flipkart won't be responsible for any unauthorized transactions that may have happened due to the disclosure.

When will I get the physical card?
Physical Card will be delivered to your registered address with Axis Bank Ltd within 7 to 10 business days of application approval.

When will the cashback get credited to my account?
Cashback earned for the purchases during the current billing cycle will be credited in the next billing cycle 3 days prior to the statement generation date i.e. if the statement date is 15th Feb, cashback earned in the Feb month cycle (16th Jan-15th Feb) will be credited on 12th March.