Scapic Innovations Terms and Conditions

  • By proceeding with this Personal Loan the Customer agree and are bounded by -
  1. Terms and Conditions and Privacy Policy of Scapic Innovations Private Limited and other relevant documentation including any modifications, alterations or updates thereof, that are published on the Platform including any modifications, alterations or updates that Scapic and/or its lending partners makes. ; and
  2. all the terms and conditions of the Product as specified in the Product page. ; and
  3. all applicable terms and conditions of the Scapic’s lending partners (including the specific terms and conditions for the availing the Personal Loan)

    • The Customer understand and agree that the information that is stored and collected would be used for a lawful purpose in accordance with the Scapic privacy policy which may include, fulfilling internal operations, fulfilling requests, assistance to completion of online personal loan submission, improving developing or otherwise providing services associated with personal loans by Scapic.
    • Customer also authorize Scapic to collect and store the work details, PAN card details, gender and DOB for processing personal loan offers and further authorize Scapic to share this with its lending partners for issuance of the personal loan facility and services associated with it.This information would be stored as per the data retention clause in the Scapic privacy policy.
    • Customer further agree and consent for Scapic’s lending partners to share my information and data (such as loan application status, approved loan amount, ROI, NACH status, KYC status & loan disbursal status) with Scapic for the purpose of processing loan offers including the loan amount and EMI details
    • Customer hereby agree that the personal loan shall be approved at the sole discretion of Scapic’s lending partners and Scapic’s lending partners at their sole discretion has the right to reject any application on personal loan. Scapic shall not be held liable for any such disputes/issues arising due to rejection of loan application.
    • Customer understand and agree to indemnify and keep Scapic harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorney & fees) that may be suffered by Scapic as a consequence of (i) violation of the terms of this Policy by the customer; (ii) violation of applicable laws; (iii) any action or inaction resulting in willful misconduct or negligence on the Customer’s part.
    • Customer understands that Scapic will permanently delete all data and have no access to use any data received from the customers upon receiving the request from the customer to delete their data or revoke consent to use the data. The customers can write to support@super.money for requesting the deletion of their data or revocation of consent to use their data.

Loan Mela June 2024

STAND TO WIN E-GIFT VOUCHER WORTH RS.250 OFFER

FREQUENTLY ASKED QUESTIONS

  • What is the contest duration?

    • The Loan Mela 2024 Rs 250 E-Gift Voucher will commence at 00:00 Hours on June 20 and end at 23:59 Hours on June 24th, 2024
  • What is the contest about?

    • As part of this contest, customers will apply for Personal Loans through super.money on the Flipkart App facilitated by Scapic Innovations Private Limited (super.money), through June 20, 2024 and ending at 23:59 Hours on June 24th, 2024 through super.money on Flipkart mobile application will:
    • Customers may be eligible to win an e-Gift Voucher worth Rs.250 which will be awarded only upon successful disbursal of the loan till June 30th 2024.
    • The E-Gift Voucher disbursal will be done after June 30th 2024.
    • You will be eligible for the E-Gift Voucher only if your loan application is submitted between 20 June 2024 and 24 June 2024 and successful disbursement of the loan is done within 30 June 2024.
    • Successful participants may be contacted through WhatsApp or SMS.
  • What are the conditions to participate in the contest?

    • Login on the app using the registered Flipkart ID
    • Apply for Personal Loans on the Flipkart app
    • Submit completed application within the the time window of June 20 - June 24th 2024
  • What is the process for reward?

    • Once application is submitted and processed, post disbursal, eligible customers will get the E-Gift Vouchers
    • Eligible customers will receive the E-Gift Vouchers worth Rs. 250 after June 30th 2024..

TERMS AND CONDITIONS

PRELIMINARY

  • This offer is brought to you by Scapic Innovations Private Limited with no participation by Flipkart or the lending partners and neither Flipkart nor lending partners shall be responsible or liable for any issues arising from or related to the fulfilment of this Offer.
  • By participating in the Loan Mela (“Contest”), the user (“You” or “Your”) agrees to be bound by:
  • these terms and conditions (“T&C”) and Privacy Policy (“Privacy Policy”) of Scapic Innovations Private Limited (“Scapic”) and of Flipkart Internet Private Limited (“Flipkart”)
  • the Terms of Use, Privacy Policy, Terms and Conditions for Gift Cards https://www.flipkart.com/rv/E-Gift Voucher/tnc and other relevant documentation including any modifications, alterations or updates thereof, that are published on www.flipkart.com (“Website”), Flipkart Mobile App, Flipkart Lite Platform (all three collectively “Platform”), which are owned and operated by Flipkart Internet Private Limited (“Flipkart”, “We” or “Our”).

OFFER DETAILS

  • Users will be able to participate in this contest starting from 00:00 hrs on June 20, 2024 and till 23:59 hrs on June 24th, 2024 (“Offer Period”).
  • To participate in the Offer You must do/ fulfill the following:

    • Age must be 18 years or above;
    • Must have a valid account on the Platform and log in using the same on the Flipkart Mobile App only (the contest will not be available for participation on the Flipkart Website or Flipkart Lite);
    • Must have a valid PAN and Aadhar to apply for the personal loan
  • You will need to login to the Flipkart Mobile App using your registered Flipkart email address and click on the “Win E-Gift Voucher” worth Rs. 250 banner during the Contest Period.
  • You will need to start and submit loan application during the offer period
  • Successful Participants will be announced on June 30, 2024. Succesful Participants will be communicated through SMS or WhatsApp
  • Eligible customers will receive the E-Gift Vouchers worth Rs. 250 by June 30, 2024
  • Incase of application rejection, there will be no reward for the applicants.
  • ALL DECISIONS WITH RESPECT TO YOUR LOAN APPLICATION REST SOLELY WITH THE RESPECTIVE LENDING PARTNERS. SCAPIC OR FLIPKART ARE NOT INVOLVED IN ANY DECISION WITH RESPECT TO YOUR LOAN APPLICATION.
  • You acknowledge and confirm that You are aware of the nature of telecommunications/ internet services and that an email transmission may not be received properly and may be read or be known to any unauthorised persons. You agree to assume and bear all the risks involved in respect of such errors and misunderstanding and Flipkart shall not be responsible in any manner.

GENERAL TERMS AND CONDITIONS

  • This Offer is valid only in India.
  • The Offer is open to only end loan consumers
  • Prizes shall not be settled with cash in lieu by Scapic and are not transferable.
  • Scapic reserves the right, at its sole discretion, to terminate, withdraw, suspend, amend, extend, modify, add or remove portions of this Offer, at any time without any prior written notice.
  • Participants are not bound in any way to participate in this Offer. Any participation is voluntary and the Offer is being made purely on a best effort basis.
  • Scapic in its sole discretion, reserves the right to disqualify You from the benefits of this Offer, if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said Offer.
  • Scapic reserves the right to determine the successful participants and such determination shall be as per the terms of this T&C. Scapic’s decision in this regard shall be final.
  • The Offer shall be subject to force majeure events and on occurrence of such an event, the Offer may be withdrawn at the discretion of Scapic.
  • Scapic, Flipkart, Lending Partners shall not be responsible for any loss, injury or any other liability arising due to participation by any person in this Offer.
  • You hereby agree to indemnify and keep Scapic, Lending Partners and Flipkart harmless against all damages, liabilities, costs, expenses, claims, suits and proceedings (including reasonable attorney’s fee) that may be suffered by Scapic or Flipkart as a consequence of (i) violation of terms of this T&C by You; (ii) violation of applicable laws; (iii) any action or inaction resulting in willful misconduct or negligence on Your part.
  • This T&C shall be governed in accordance with the applicable laws in India. Courts at Bangalore shall have the exclusive jurisdiction to settle any dispute that may arise under this T&C.
  • The Offer shall be subject to the Income-Tax Act, 1961 and all disbursements shall be subject to TDS, as applicable.
  • This document is an electronic record in terms of Information Technology Act, 2000, and the Rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signatures.
  • You acknowledge and confirm that you are aware of the nature of telecommunications/ internet services and that an email transmission may not be received properly and may be read or be known to any unauthorized persons. You agree to assume and bear all the risks involved in respect of such errors and misunderstandings and Scapic, Flipkart or Lending Partners shall not be responsible in any manner.
  • By participating in this Offer, it would be deemed that You have given Scapic Innovations Private Limited, Your consent to contact You through call, SMS or email on the details provided by You for the purpose of this Offer.
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